See if you can draw a connection between these two problems: I don't return my Netflix DVD's, and I never return library books on time. In a lot of other areas, I keep up with schedules and deadlines and calender things; but these two return-places do not do well by me.
As a further twist, I always remember to renew my library books online. So, I have the books for one month with no problems. It's after the one month of "freedom" that I fall by the wayside.
I actually was relieved today to check my library account online and see that my fine total is $9.25. I thought it was much higher than that!